Meezan Bank profit 2026 figures show the bank earned Rs73.94 billion after tax in the nine months to September, 7 percent more than a year earlier, according to Arif Habib Limited. The gain came with a stronger third quarter, when profit after tax rose 14 percent year over year.
Earnings and dividend
Earnings per share, which is profit divided by the number of shares in issue, reached Rs41.07 for the nine months, compared with Rs38.50 in the same period last year. In the third quarter alone, after-tax profit rose to Rs25.85 billion, and quarterly earnings per share climbed to Rs14.36 from Rs12.62.
The bank declared Rs8 per share as its dividend for the third quarter. Its cumulative dividend for the first nine months of 2026 came to Rs23.50 per share, against Rs21 in the corresponding period of 2025. Profit before tax reached Rs157.83 billion over the nine months, up 3 percent.
Net interest income, the gap between what the bank earns on its lending and investments and what it pays on deposits, rose 5 percent to Rs197.72 billion. Total income grew 7 percent to Rs233.81 billion. Non-funded income, which includes fees and foreign exchange earnings, stayed at roughly Rs12 billion, with fee income up 6 percent to Rs8.2 billion and foreign exchange income down 12 percent to Rs2.8 billion.
Deposits, loans and costs
Deposits rose 24 percent to Rs3.93 trillion, while net advances, the bank's loans after provisions, climbed 42 percent to Rs1.61 trillion. Investments grew 21 percent to Rs3.04 trillion, and borrowings rose 67 percent to Rs835.15 billion.
Operating expenses for the third quarter increased 20 percent from the second quarter to Rs28 billion, though they were broadly flat compared with a year earlier. The cost-to-income ratio, which shows how much of income goes on running costs, improved to around 35 percent from 38 percent in the third quarter of 2025.
The bank also recorded a provisioning reversal of Rs2.5 billion in the quarter, meaning money set aside for possible bad loans was released back into earnings. Its effective tax rate was about 52 percent for the quarter, compared with 55 percent in the second quarter of 2026.
Valuation and outlook
MEBL shares are trading at a price-to-book ratio of 3.1 times, meaning the market values the stock at about three times the net worth recorded in the bank's books. The projected dividend yield for calendar 2026 is 5.8 percent. Investors watching Meezan Bank profit 2026 results will also look at these share price measures, which describe the market view rather than the bank's earnings.
The figures describe past performance over the nine months and do not forecast the full-year result.
Aasan alfaaz mein
Meezan Bank ka munafa nau mahinon mein Rs73.94 billion ho gaya hai, jo pichle saal se 7 percent zyada hai. Teesri quarter mein munafa 14 percent barha aur bank ne Rs8 per share dividend ka elan kiya. Deposits aur loans dono mein izafa hua hai, lekin ye bank ke apne figures hain aur aap ke account ka munafa rate khud nahi badalta. Agar aap ka Meezan Bank mein account hai, to current rate ke liye bank se براہ راست maloomat lein.
